Who is affected?
Women born on or between 6 October 1942 and 5 July 1950
Women born on or between 6 October 1942 and 5 July 1950 may now be able to pass on a maximum of 60% to 90% of their SERPS pension to their husband. This is phased as follows:
Women born on or between 6 October 1942 and 5 October 1944
Your husband will be entitled to inherit a maximum of 90% of your SERPS
entitlement.
Women born on or between 6 October 1944 and 5 October 1946
Your husband will be entitled to inherit a maximum of 80% of your SERPS
entitlement.
Women born on or between 6 October 1946 and 5 October 1948
Your husband will be entitled to inherit a maximum of 70% of your SERPS
entitlement.
Women born on or between 6 October 1948 and 5 July 1950
Your husband will be entitled to inherit a maximum of 60% of your SERPS
entitlement.
Find out how much State Pension you will have earned so far, and how much we expect your State Pension to be when you reach State Pension age by requesting a State Pension forecast. This forecast will include your own SERPS pension.
You can read or print the State Pension forecast application form on this website or you can call the Retirement Pension Forecasting Team on 0845 3000 168 and they will fill in the form with you over the phone. Lines are open from 8.00am to 8.00pm and calls are charged at local rates.
You can also write to them and ask for an application form at:
State Pension forecasting team
Future Pension Centre
The Pension Service
Tyneview Park
Whitley Road
Newcastle upon Tyne
NE98 1BA
If you live overseas, you can contact The Pension Service by email
Inheriting SERPS
You can get extra information on inheriting SERPS by reading or printing our guide.
To find out more about additional State Pensions (SERPS and Second State Pension), read and print A guide to State Pensions
Approaching retirement
If you are approaching retirement The Pension Service website can tell you about your State Pension and how you should go about claiming it. It also has information on reviewing your finances, and about the extra government support you could get if you should need it.