Provider/Adviser

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General pension schemes

A Guide to State Pensions contains useful information on pensions to help you deliver your services as a financial service provider or professional adviser.

The guide covers:

  • categories of State Pension
  • qualifying for, contributing to, and claiming State Pension
  • the State Earnings Related Pension Scheme (SERPS), was replaced by the State Second Pension from April 2002
  • stakeholder pensions
  • groups for which there are special pension provisions

Read or print a copy of A Guide to State Pensions

Please note that the first cut-off date for carers applying for Home Responsibilities Protection to build up their State Second Pension is 5 April 2007.