Planning ahead

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Frequently asked questions

When do I get it?
You can start getting the additional State Pension as soon as you reach State Pension age.

How much do I pay?
The additional State Pension is based on the amount of your earnings on which you pay or are treated as having paid National Insurance contributions. For example, if you are working or earning between £87 and £100 a week in 2007/2008 from a single employer, you will be treated as if you have paid National Insurance contributions.

How much do I get?
The amount of additional State Pension you will receive is related to your earnings, which means that the more you were earning (up to the National Insurance upper earnings limit, which is £34,840 for 2007/08), the more you will get when you claim your State Pension. However, since 2002, low and moderate earners can get a more generous additional State Pension. Also, in some cases, carers and people with long term illnesses or disabilities can build up an additional State Pension.