Pension Credit

Guidance charts

Chart for couples aged 65 and over

This chart maps “Your Weekly Income” against your “Total Savings and Investments” to show whether you are more or less likely to be entitled to Pension Credit.

It shows that you are more likely to be eligible for Pension Credit if:

  • Your joint weekly income is less than £265 and your joint total savings and investments are worth less than £6,500
  • Your joint weekly income is less than £260 and your joint total savings and investments are worth less than £9,000
  • Your joint weekly income is less than £255 and your joint total savings and investments are worth less than £11,500
  • Your joint weekly income is less than £250 and your joint total savings and investments are worth less than £14,000
  • Your joint weekly income is less than £245 and your joint total savings and investments are worth less than £16,500
  • Your joint weekly income is less than £240 and your joint total savings and investments are worth less than £19,000
  • Your joint weekly income is less than £235 and your joint total savings and investments are worth less than £21,500
  • Your joint weekly income is less than £230 and your joint total savings and investments are worth less than £24,000
  • Your joint weekly income is less than £225 and your joint total savings and investments are worth less than £26,500
  • Your joint weekly income is less than £220 and your joint total savings and investments are worth less than £29,000
  • Your joint weekly income is less than £215 and your joint total savings and investments are worth less than £31,500
  • Your joint weekly income is less than £210 and your joint total savings and investments are worth less than £34,000
  • Your joint weekly income is less than £205 and your joint total savings and investments are worth less than £36,500
  • Your joint weekly income is less than £200 and your joint total savings and investments are worth less than £39,000
  • Your joint weekly income is less than £195 and your joint total savings and investments are worth less than £41,500
  • Your joint weekly income is less than £190 and your joint total savings and investments are worth less than £44,000
  • Your joint weekly income is less than £185 and your joint total savings and investments are worth less than £46,500
  • Your joint weekly income is less than £180 and your joint total savings and investments are worth less than £49,000
  • Your joint weekly income is less than £175 and your joint total savings and investments are worth less than £51,500
  • Your joint weekly income is less than £170 and your joint total savings and investments are worth less than £54,000
  • Your joint weekly income is less than £165 and your joint total savings and investments are worth less than £56,500
  • Your joint weekly income is less than £160 and your joint total savings and investments are worth less than £59,000
  • Your joint weekly income is less than £155 and your joint total savings and investments are worth less than £61,500
  • Your joint weekly income is less than £150 and your joint total savings and investments are worth less than £64,000

…and you are less likely to be eligible for Pension Credit if:

  • Your joint weekly income is more than £150 and your joint total savings and investments are worth more than £64,000
  • Your joint weekly income is more than £155 and your joint total savings and investments are worth more than £61,500
  • Your joint weekly income is more than £160 and your joint total savings and investments are worth more than £59,000
  • Your joint weekly income is more than £165 and your joint total savings and investments are worth more than £56,500
  • Your joint weekly income is more than £170 and your joint total savings and investments are worth more than £54,000
  • Your joint weekly income is more than £175 and your joint total savings and investments are worth more than £51,500
  • Your joint weekly income is more than £180 and your joint total savings and investments are worth more than £49,000
  • Your joint weekly income is more than £185 and your joint total savings and investments are worth more than £46,500
  • Your joint weekly income is more than £190 and your joint total savings and investments are worth more than £44,000
  • Your joint weekly income is more than £195 and your joint total savings and investments are worth more than £41,500
  • Your joint weekly income is more than £200 and your joint total savings and investments are worth more than £39,000
  • Your joint weekly income is more than £205 and your joint total savings and investments are worth more than £36,500
  • Your joint weekly income is more than £210 and your joint total savings and investments are worth more than £34,000
  • Your joint weekly income is more than £215and your joint total savings and investments are worth more than £31,500
  • Your joint weekly income is more than £220 and your joint total savings and investments are worth more than £29,000
  • Your joint weekly income is more than £225 and your joint total savings and investments are worth more than £26,500
  • Your joint weekly income is more than £230 and your joint total savings and investments are worth more than £24,000
  • Your joint weekly income is more than £235 and your joint total savings and investments are worth more than £21,500
  • Your joint weekly income is more than £240 and your joint total savings and investments are worth more than £19,000
  • Your joint weekly income is more than £245 and your joint total savings and investments are worth more than £16,500
  • Your joint weekly income is more than £250 and your joint total savings and investments are worth more than £14,000
  • Your joint weekly income is more than £255 and your joint total savings and investments are worth more than £11,500
  • Your joint weekly income is more than £260 and your joint total savings and investments are worth more than £9,000
  • Your joint weekly income is more than £265 and your joint total savings and investments are worth more than £6,500
  • Your joint weekly income is more than about £266

However, please note that this chart is for general guidance only, and you may find that your own financial situation falls in between, or on the edges of one of these groupings.

Also these figures will not cover everybody’s circumstances, for example, people who are severely disabled or have caring responsibilities.

If you are not sure about whether you are eligible or not, you should contact us.

Go back to Guidance Charts page

To apply for Pension Credit call 0800 99 1234

Lines are open Monday to Friday between 8.00am - 8.00pm