Guidance charts
The following charts show if you are likely to get Pension Credit.
To use the charts, you need to:
- work out your weekly income after tax;
- add up your savings and investments;
- find the right chart for your age;
- find the right chart for your status single or a one of a couple;
- find your income along the bottom;
- find your total savings and investments down the side; and
- find where the two lines joining these figures meet on the chart.
If they meet inside the shaded area, you may get Pension Credit, and if they meet outside the shaded area, you are less likely to get Pension Credit.
Even if the chart says you are less likely to get Pension Credit, it is still worth contacting us to find out whether to apply.
These charts are only for general guidance. They will not cover everybody’s circumstances, for example the situation will be different for people who are severely disabled or have caring responsibilities. If you are not sure you should contact us on freephone 0800 99 1234.
Here is an example to show how the charts work.
This example assumes that you are a single person aged between 60 and 64 with:
- a State Pension and a private pension adding up to £110 a week; and
- savings of £10,000
Using the first chart below, you will need to:
- look for £110 along the bottom;
- look for £10,000 down the side; and
- find where the two lines joining these figures meet on the chart.
The lines meet inside the shaded area, so you will probably get Pension Credit.
Chart for single people aged 60 to 64
Read a text description of the chart for single people aged 60 to 64
Chart for couples aged 60 to 64
Read a text description of the chart for couples aged 60 to 64
Chart for single people aged 65 and over
Read a text description of the chart for single people aged 65 and over
Chart for couples aged 65 and over
Read a text description of the chart for couples aged 65 and over
To apply for Pension Credit call 0800 99 1234
Lines are open Monday to Friday between 8.00am - 8.00pm